DEBT
The heaviest burden for most people in their financial planning efforts is the burden of debt management. Handling the financial demands of today’s typical family can involve a mortgage (or two), auto loans, school loans, credit card balances, lines of credit and other forms of debt. Building an effective debt management program is a key to successfully arriving at your long-range goal of financial freedom via “debt freedom” and the elimination of all debt. We walk you through the steps to creating a debt freedom plan including identifying your actual “debt-free date” which is a time of true celebration in the stewardship process.